Saturday, June 30, 2018

I'm in Debt because of Lawyers & Misleading Insurance...

My ex husband played every trick in the book to try to get out of paying child support. He is former Military. I do not know the legal system and since he had a lawyer I have no choice but to hire one as well. I have been forced to deplete what little savings I had (I was saving for a down payment to buy a house) to pay for a lawyer, again. I have already spent over $18,000 on lawyers (most of which has been borrowed from family), first during the divorce and now more because he continues to take me back to court to try to lower child support. He has even started a business in order to claim he has no income, hide is wages and fabricate his expenses.  I'm not asking for an unreasonable ammount of child support, I just want what is fair so I can support my kids. I am a single mom, I work full time and I do not make very much money because I was a stay-at-home-mom throughout my marriage. It was very difficult getting back into the workforce again, I had to start at the bottom.  I can't keep asking my family for money, they don't have it anymore so now I am in debt, racking up my credit card to pay my lawyer...

On top of all of this, I was lied to by TriCare Insurance which incurred more debt...
My children needed to see a therapist to help them deal with the divorce. I could not find anyone who was available in the evenings (I work during the day) and took TriCare. So I called TriCare to ask if I could see someone out of network and get reimbursed. I was told I could! So I found a wonderful therapist to see my kids and began services with her, I paid for each session out of pocket assuming I would submit the claim and get reimbursed.  When I later submitted the claim, it was denied stating that the therapists information was not up to date in TriCare's system. I called TriCare to find out the problem and was told the therapist needed to submit a form that would be mailed to her. Okay, sounds fine... Nope, the form tuned out to be to join TriCare's network which the therapist was not able to do.  The therapist and I called a total of 7 different times and was given the run-around, we were finally told that they would not reimburse me because she was not on their list of "out of network providers" and in order to get on that list she would have to join a network... I was lied to and completely misled. I have spend over $4000 on therapy that should have been reimbursed but never will be. I tried working with a Health Advocate to get this resolved, we sent multiple letters to TriCare trying to get them to reimburse me and I continue to get the same letters denying the claim because the therapist "is not in network"...

I'm in debt, barley making ends meet, looking for another job that pays more...
I started a GoFundMe page, because, what have I got to loose, so if your able to help at all, I would appreciate it immensely.






Trisha

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